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Mountain View Surgical Specialists

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Insurance plans

Insurance we accept

Most major insurance is accepted at every clinic, including auto med-pay after a collision. If you do not see your plan, request an appointment and our team will verify your benefits before your visit, or call (720) 749-5599 in Colorado and (602) 325-2024 in Arizona.

Select your state to view our accepted insurance plans below.

Colorado Arizona
Referral
Not needed
For any of our services
Your benefits
Checked in advance
Before your first visit, not after
Car accidents
Auto insurance
Med-pay, or a lien we hold directly
Not listed?
Ask us
We check plans we do not advertise
Colorado

Plans we accept in Colorado

These are the plans our Colorado clinics bill directly. Workers’ compensation and federal workers’ compensation are handled in house at every clinic in both states, for every service line, and after a collision we can bill auto med-pay or hold the lien ourselves so you are not paying out of pocket while a claim is open. See all our Colorado clinics.

Mountain View Pain Center is in network with most Medicare Advantage plans — call to confirm yours. What Medicare covers for Chiropractic care.

  • AARP Medicare Complete (Secure Horizons, Pacificare)
  • Aetna
  • Anthem
  • Blue Cross Blue Shield
  • Cigna
  • GEHA
  • Humana
  • Medicaid: Pain Management and Physical Therapy onlyPain Management and Physical Therapy only
  • Medicare
  • Optum
  • Pinnacol
  • Travelers
  • Tricare
  • UMR
  • UnitedHealthcare
  • US Department of LaborFederal workers’ compensation
  • ASH (American Specialty Health)
  • First Health
  • Palmetto Railroad
  • Workers’ compensation
  • Auto liensHeld directly after a collision
Arizona

Plans we accept in Arizona

These are the plans our Arizona clinics bill directly. Coverage in Arizona is not identical to Colorado, so if you are moving between the two states it is worth checking before you book. See all our Arizona clinics.

  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Humana
  • Medicaid: Pain Management onlyPain Management only
  • Medicare
  • Meritain Health
  • Tricare
  • UnitedHealthcare
  • AHCCCSPain Management only
  • ASH (American Specialty Health)
  • AZ Blue
  • First Health
  • Palmetto Railroad

Do not see your plan?

That does not mean we cannot see you. Plans change, and we bill several that are not listed here. Request an appointment and we will verify your benefits and tell you what your visit is likely to cost, or call (720) 749-5599 in Colorado and (602) 325-2024 in Arizona.

After a collision

Hurt in a car accident

Care after a crash is usually billed to auto insurance or med-pay rather than your health plan, and in Colorado we can hold the lien directly, so treatment does not wait on a settlement. Bring your claim number and adjuster contact if you have them. If you do not, we will work it out with you.

How car accident care works

Before your first visit

What we check, and what to bring

Nobody should find out what a visit costs after the visit. When you request an appointment, the front desk runs your benefits before you come in and tells you what to expect — whether the plan is active, whether it needs a referral or prior authorization, where you stand against your deductible, and how many visits the plan allows in a year for Physical Therapy or Chiropractic.

If something in that comes back awkward — a plan we do not bill, a benefit that has run out, no coverage at all — we tell you before you drive over, and we tell you what the visit would cost instead of leaving you to guess.

Bring these to the first visit

  • Your insurance card and a photo ID. If the plan changed recently, say so at the desk — benefits are verified against the card we have on file.
  • Any imaging you already have. An X-ray, MRI or CT on a disc or in a portal, and the radiologist's report if you have it. It often saves repeating a scan.
  • A list of what you take, including over-the-counter medication and supplements.
  • Your claim number and adjuster's name if this is a car accident or a work injury. If you do not have them yet, come anyway — we will work it out with you.
  • Your attorney's contact if one is already involved in a personal-injury claim.
No insurance

Paying out of pocket

If you are uninsured, or your plan is one we do not take, there is a flat self-pay price for a first visit and the imaging that usually goes with it — set out in full, with no estimate calls needed, on its own page.

Medicare in Arizona: read what to check about a Medicare Advantage plan before you switch, or, if you spend the season here, pain management for winter visitors.

Medicare in Colorado: if you are weighing a change of Medicare Advantage plan while you are part-way through treatment, what to know before you switch is on our Colorado page.

For attorneys→En español: manejo del dolor→Work injury treatment
Coverage questions

What patients ask us

Do I need a referral?

Not for most plans, and not to be seen. A few insurance plans have their own referral rules, which we check when we verify your benefits.

Will you check my coverage before I come in?

Yes. Our front desk verifies your benefits before your first visit and tells you what to expect, so the cost is not a surprise after treatment has started.

Do you take workers’ compensation?

Yes — at every clinic in Colorado and Arizona, and for every service line: Pain Management, Physical Therapy, Chiropractic and Acupuncture. In Colorado that includes Pinnacol and US Department of Labor claims for federal employees. Tell us the claim number when you request an appointment and we will handle the billing directly.

What if I am out of network, or uninsured?

Call us before you decide against coming in. We will tell you what the visit costs and what your options are rather than leaving you to guess.

Do you take Medicare?

Yes, in both states — see what Medicare covers in Colorado and Arizona. Medicare covers Pain Management and Physical Therapy, and some Medicare plans also cover Acupuncture for chronic low back pain. We check what your specific plan covers before your visit.

Do you take AHCCCS?

In Arizona, AHCCCS is accepted for Pain Management only — not for Chiropractic, Physical Therapy or Acupuncture. If you are on AHCCCS and want one of the other three, tell us when you call and we will be straight with you about what it would cost.

My plan changed. Does that matter?

Yes, and it is worth thirty seconds at the front desk. Benefits are verified against the card on file, so a plan that changed at the start of the year — or a new employer — can send a claim to the wrong place.

Can I be seen while a car accident claim is still open?

Yes. Care after a crash is usually billed to auto insurance or med-pay rather than your health plan, and in Colorado we can hold the lien directly, so treatment does not wait on a settlement. How car accident care works.

Plan by plan

A page for each of the plans we are asked about most

The grids above are the full list of what our clinics bill directly. These pages go a step further and set out what each of these plans actually asks for: whether a referral has to be on file, how visit limits are counted, what needs authorizing first, and what to have in your hand when you call.

Aetna
Colorado and Arizona. Meritain cards are Aetna cards.
Anthem and Blue Cross Blue Shield
Both states. AZ Blue is the Arizona plan.
Cigna
Both states. Musculoskeletal benefits are often reviewed.
UnitedHealthcare
Both states, plus UMR and Optum in Colorado.
Humana
Both states. Mostly Medicare Advantage.
Medicare Advantage
In network with most plans. Call to confirm yours.
TRICARE
Both states.
Workers’ compensation
In house, both states, every service line.
Car accident cover
Med-pay first, and liens held directly in Colorado.

Let us check your coverage

Send us your details and our scheduling team calls you back, usually the same business day, with what your plan covers and when we can see you.

Request an appointment Colorado(720) 749-5599Arizona(602) 325-2024
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CONTACT

AZ: 602-325-2024
CO:
720-749-5599
Fax: 720-925-5897

HOURS OF OPERATION

Mon: 8:00 am - 6:00 pm
Tue: 8:00 am - 6:00 pm
Wed: 8:00 am - 6:00 pm
Thur: 8:00 am - 6:00 pm
Fri: 8:00 am - 1:00 pm
Sat: Closed
Sun: Closed